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- GENERAL -

Frequently Asked Questions

Got a question? We’re here to help.
  • What types of real estate loans do you offer?

    We offer a range of real estate loans, including purchase loans, refinancing, investment property loans, and construction loans. Our goal is to tailor the loan to your specific real estate needs.

  • How can I apply for a business loan?

    Applying for a business loan with us is easy. You can start the process by filling out our online application or contacting our team directly. We'll guide you through every step.

  • What are the eligibility criteria for your loans?

    Eligibility criteria can vary depending on the type of loan you're interested in. Generally, we consider factors such as credit history, income, and the purpose of the loan when determining eligibility.

  • What are your interest rates and loan terms?

    Interest rates and loan terms vary based on the specific loan product and your individual financial profile. We strive to offer competitive rates and flexible terms tailored to your needs.

  • How long does the loan approval process take?

    The approval timeline can vary, but we aim to provide fast and efficient service. Typically, you can expect a decision within a few business days.

  • Can I get a loan if I have a less-than-perfect credit score?

    While credit history is a factor in our loan approval process, we work with individuals and businesses of varying credit profiles. We explore options to help you secure the financing you need.

  • Do you offer fixed-rate or variable-rate loans?

    We offer both fixed-rate and variable-rate loan options. The choice depends on your preferences and financial goals.

  • Are there any upfront fees or hidden costs?

    Transparency is important to us. We'll provide a clear breakdown of all associated fees and costs during the loan application process, so you'll know what to expect upfront.

  • Can I pay off my loan early without penalties?

    Many of our loan products allow for early repayment without penalties. We can provide details on this for your specific loan.

  • Do you work with clients outside of the Midwest region?

    While our roots are in the Midwest, we serve clients across the United States. Our expertise extends nationwide, and we welcome clients from all regions.

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